Banks expect strong FY27 loan growth, survey says
In short
Indian banks expect strong loan growth in the second half of FY27, according to the FICCI-IBA Bankers Survey. The survey says retail and SME lending should help drive that growth.
This matters for banks, borrowers, and the credit market. The report also warns that deposit growth is slowing and geopolitical risks are a concern, but it does not give exact figures.
What the reporting says
Indian banks expect double-digit loan growth in the second half of FY27, according to the FICCI-IBA Bankers Survey. The survey cited retail and SME lending as drivers, while slower deposit growth and geopolitical risks remain concerns. The report does not name specific banks or give exact growth forecasts, so the scale of the outlook is still uncertain.
Why it matters
According to the FICCI-IBA Bankers Survey, Indian banks expect double-digit loan growth in the second half of FY27, helped by retail and SME lending. The survey also flags slower deposit growth and geopolitical risks as key concerns. The reporting does not provide specific bank names or exact percentages, so the strength of the credit cycle remains a forward-looking estimate.