Health insurance co-payments and deductibles can lower premiums
In short
Business Standard said co-payments and deductibles can reduce health insurance premiums. But they also raise what people pay from their own pocket when they make a claim.
This matters for anyone choosing a health plan. The report does not name any insurer or say that prices are changing now.
What the reporting says
Business Standard said co-payments and deductibles can lower health insurance premiums, while increasing out-of-pocket costs during claims. The report is aimed at helping buyers understand the trade-off before choosing a policy. What remains unstated is which insurers or plans are most affected, or whether any pricing change is underway.
Why it matters
Business Standard’s report says co-payments and deductibles in health insurance can lower premiums, but they increase out-of-pocket expenses when claims are made. The immediate relevance is for consumers comparing policies and weighing lower premiums against higher claim-time costs. The source does not identify any specific insurer, plan, or market move, so the impact remains general and advisory.