Diwali buyers weigh upfront payment against no-cost EMI
In short
Diwali shoppers are comparing two ways to pay for expensive items: pay now or use no-cost EMI. Paying upfront may get extra discounts, while EMI lets buyers split the cost.
What the reporting says
Diwali shoppers are being advised to compare upfront payment with no-cost EMI for expensive purchases, according to a Mint Money summary. Paying upfront can secure extra discounts, while no-cost EMI spreads payments over time. Buyers are told to check processing fees, GST, cashback and credit card rewards before choosing the option that saves more.
Why it matters
The story focuses on Diwali-season shopping choices for expensive purchases, with upfront payment and no-cost EMI as the two options being compared. The reported decision factors are processing fees, GST, cashback and credit card rewards. The advice is aimed at buyers trying to maximize savings on festival spending.