Khemani says India remains in SIP accumulation phase
In short
At the ET Wealth Expo, Vikas Khemani of Carnelian Asset Management said India is still in the SIP accumulation phase. He said household equity exposure is still in single digits, and SWPs may become more relevant in about 25 years.
This matters for investors because it suggests many people are still saving and building wealth, not drawing it down. The report does not say how fast that shift will happen.
What the reporting says
At the ET Wealth Expo, Carnelian Asset Management’s Vikas Khemani said India is still in an SIP accumulation phase, with household equity exposure in single digits. He said many investors are still building wealth and that SWPs may only gain wider relevance in about 25 years as the population ages and more people move toward retirement. The reporting does not give a formal forecast or policy change.
Why it matters
At the ET Wealth Expo, Vikas Khemani of Carnelian Asset Management said India remains in an SIP accumulation phase, with household equity exposure still in single digits. He added that SWPs may only become widely relevant in about 25 years as more investors age into retirement. The remark points to long-term behavior in mutual funds and equity allocation, but the report does not provide a market forecast or policy action.