HDFC Bank posts 5% rise in Q2FY27 standalone profit
In short
HDFC Bank said its standalone net profit rose about 5% in Q2FY27 to around ₹19,510 crore. Net interest income also rose to about ₹34,619 crore, and deposits grew 18.8%.
The bank said lower treasury gains and higher expenses held back stronger profit growth. It also reported gross and net bad-loan ratios of 1.11% and 0.37%.
What the reporting says
HDFC Bank reported a standalone net profit of about ₹19,510 crore for Q2FY27, up around 5% year on year, alongside net interest income of about ₹34,619 crore, up about 9.7%-10%. The bank also reported deposits growth and cited lower treasury gains and higher expenses as factors that capped profit growth. Gross and net bad-loan ratios were reported at 1.11% and 0.37%, but the full balance-sheet detail is not stated here.
Why it matters
HDFC Bank reported Q2FY27 results showing profit growth of about 5% and stronger net interest income of about 9.7%-10%. Deposits also rose 18.8%, while lower treasury gains and higher expenses weighed on the bottom line. The reported bad-loan ratios suggest asset quality remained manageable, but the underlying loan-growth and margin trends are not fully detailed in the available reporting.