Microfinance average loan size rises 17.5% to ₹63,100
In short
Average microfinance loan size rose 17.5% to ₹63,100 in Q2FY27. Disbursements also grew 5.1%, even though the industry’s loan portfolio shrank.
Lenders and investors will watch whether demand improves or the portfolio weakness continues.
What the reporting says
Average microfinance loan ticket size rose 17.5% to ₹63,100 in Q2FY27, while disbursements increased 5.1% even as the industry’s loan portfolio contracted. The figures come from a CRIF update reported by Business Standard. The data points to borrowers taking larger loans, though overall portfolio conditions remained weak.
Why it matters
The CRIF data show that microfinance borrowers took larger loans in Q2FY27, lifting the average ticket size to ₹63,100, while disbursements still grew 5.1%. At the same time, the industry loan portfolio contracted, suggesting the sector remained under pressure despite higher loan values. This is relevant for microfinance lenders, borrowers and investors tracking credit demand and asset quality.