Signal Desk · Companies

Finance ministry says merchants cannot pass UPI fee to customers

2026-10-13 · 1 source · Mint Industry

In short

The finance ministry says merchants cannot pass the UPI charge on to customers. The report asks what happens if a shop still adds an extra fee and how the customer can get the money back.

This matters because shoppers could face higher bills if merchants ignore the rule. The available reporting does not explain the exact penalty or refund process.

What the reporting says

The finance ministry says merchants cannot pass the UPI charge to customers, according to the explainer summary. The reporting asks who acts if a shop adds an extra fee and how a customer can recover the money, but it does not say what enforcement step applies in practice. The immediate issue is potential consumer overcharging and unclear redress.

Why it matters

The finance ministry has said merchants cannot pass the UPI charge on to customers, according to the summary. The piece raises the follow-up question of who acts if a shop adds an extra fee and how a customer can recover the money. No enforcement mechanism, penalty or refund process is stated, so the practical effect of the rule remains unclear.

Touches: Banking, Government, Companies

Sources