PHDCCI seeks 180-day NPA window, higher MUDRA loan limits
In short
PHDCCI has asked for a 180-day window before MSME loans are marked as non-performing, along with higher MUDRA loan limits. It made the request in its pre-Budget proposals for FY28.
The idea is to give small businesses more room and easier access to credit if the government accepts the recommendations.
What the reporting says
PHDCCI has sought a longer 180-day NPA classification window for MSMEs, higher MUDRA loan limits and stronger credit support in its pre-Budget proposals for FY28. The industry body is pressing for easier loan recognition rules and larger borrowing limits for small businesses. The proposal could affect MSME financing if policy makers adopt the recommendations.
Why it matters
PHDCCI has put forward pre-Budget proposals for FY28 asking for a longer 180-day NPA classification window, higher MUDRA loan limits and stronger credit support for MSMEs. The request is aimed at easing loan stress recognition and improving borrowing access for small businesses. Any policy change would mainly affect MSMEs, lenders and government credit support programs.