RBL Bank says margins may ease next quarter
In short
RBL Bank said its margins may soften next quarter as FCNR(B) deposits start to fully show up. For the September quarter of 2026, it reported 37% growth in net interest income to Rs 2,131 crore, with net advances up 42% and deposits up 34%.
This matters because bank earnings and lending margins can affect investors and borrowers. The report does not say how much the margins will fall.
What the reporting says
RBL Bank reported stronger September-quarter results for 2026 and said margins are expected to moderate next quarter as FCNR(B) deposits flow through, according to the summary. The bank posted 37% growth in net interest income to Rs 2,131 crore, while net advances rose 42% and deposits increased 34%. The near-term question is how much margin pressure will emerge once those deposits fully affect the balance sheet.
Why it matters
RBL Bank reported a strong September quarter for 2026, with net interest income up 37% to Rs 2,131 crore, net advances up 42%, and deposits up 34%. CEO Subramaniakumar said margins are expected to moderate next quarter as FCNR(B) deposits flow through. The key issue for investors is whether the bank can sustain growth while absorbing that margin pressure.