Regular mutual funds have higher fees than direct plans
In short
Regular mutual funds charge more than direct plans because agent commissions are built in. Mint Money says investors should not choose only on that fee gap.
The report says there are other things to check before picking a plan, but it does not name them. No specific fund or example is given.
What the reporting says
Regular mutual funds have higher fees than direct plans, according to a Mint Money summary that says the gap comes from agent commissions. The piece says that cost is not the only factor investors should weigh when choosing between regular and direct plans. No specific fund, date, or additional drawback is stated in the available reporting.
Why it matters
The Mint Money summary says regular mutual funds cost more than direct plans because of agent commissions, while direct plans are bought and managed by investors. It also says expense ratio is not the only factor to consider. The available reporting does not list the other drawbacks or give a specific fund example, so the practical impact on investors is not detailed.