ISB survey says 10.4% of vendors face UPI surcharges
In short
An ISB survey says 10.4% of vendors are being charged extra for using UPI. The report also says the proposed MDR levy has been delayed until after Diwali.
This matters because it shows some payment users may already be facing higher costs. The report does not say how widespread the practice is beyond the survey result, or who is charging the extra fees.
What the reporting says
An ISB survey found that 10.4% of vendors face extra charges from suppliers for UPI payments, according to publisher-supplied reporting. The report says the proposed MDR levy is still deferred until after Diwali, but it does not say who imposed the charges, where the survey was conducted, or how many vendors were covered. The immediate market implication is uncertain.
Why it matters
The ISB survey indicates that some vendors are paying extra to use UPI even though the proposed MDR levy has been deferred until after Diwali. The reported 10.4% figure suggests payment friction may already be building in the market, but the source does not specify the survey sample, geography, or which suppliers are charging more. The impact on merchants and payment volumes is therefore only partially visible.